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What is an SMSF and how does it work? A Self Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. Unlike retail or industry super funds,…

At Ascent Wealth Solutions, we’ve been asked whether negative gearing is “over” following the passage of the Treasury Laws Amendment (Tax Reform No. 1) Act 2026 on 26 June 2026.…

At Ascent Wealth Solutions, we believe choosing how to borrow is often just as important as choosing what to invest in.  The borrowing method drives your cost, your risk, and…

If retirement is starting to feel closer than it once did, you may be asking yourself whether your current financial position will support the lifestyle you hope to enjoy. Whether…

As retirement moves from a distant goal to a more realistic timeframe, you may find yourself looking at your investments differently. Questions such as, “What happens if markets fall just…

As retirement moves from a distant idea to a realistic timeframe, you may find yourself thinking more carefully about the future. Will you have enough to retire comfortably? Can you…

For many Australians, superannuation is one of their largest financial assets and can significantly influence their wealth, when they retire, and the lifestyle they can afford in retirement. Despite its…

For many Australians, retirement planning in Melbourne often starts with a simple question: Do I have enough to retire? This is a common question, and in most cases there is…

How It Supports Better Financial Planning Over Time Your income is strong, and you have built something meaningful over time. If your income were to stop today, how certain are…

If you are earning good money but unsure it is working hard enough, or retirement is closer than it used to be, you are probably wondering whether professional advice is…