Debt Consolidation: A Clearer Path Out of Debt
Most people don’t set out to accumulate multiple debts. It happens gradually. A credit card covers a few unexpected costs. A personal loan helps with a car or a renovation.…
Investment & Wealth Management
How Much Cash Should You Hold vs Invest? What’s the Right Mix?
There are always two ways for individuals to hold cash. Emergency fund cash and investment cash. Understanding the difference is essential before deciding on the right investment mix. Emergency cash…
Should you Downsize to Boost Your Super? Pros, Cons, and Tax Implications
The idea of downsizing can be very appealing to empty-nesters. There will be less cleaning, gardening and maintenance, more time for hobbies and travel, and the icing on the cake…
Division 293 Tax: What High-Income Earners Need to Know
Division 293 tax applies to concessional super contributions when income exceeds $250,000 What is Division 293 Tax? Division 293 tax is an extra tax for high-income earners in Australia. If your…