Debt Consolidation: A Clearer Path Out of Debt
Most people don’t set out to accumulate multiple debts. It happens gradually. A credit card covers a few unexpected costs. A personal loan helps with a car or a renovation.…
retirement planning
What to Do When Super Volatility Impacts Your Retirement Plans
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. Whether you’re still building your balance or beginning to rely on it…
Transition to Retirement Pensions: A Step-by-Step Guide
As you progress towards retirement age, the idea of reducing your working hours can be appealing, especially if you can do it without reducing your income. Fortunately, there is a…
Understanding Age Pension Rules in Australia: Eligibility, Income and Assets Tests
We’d all love to be self-funded in retirement, but for many of us it’s simply not possible. Sometimes we can partially self-fund, sometimes not at all and this is where…
Help Your Kids Buy a Home Without Risking Retirement
It’s understandable, in today’s tough housing market, that you want to give your children a leg up onto the first rung of the homeowning ladder. But before you do, stop…
Should you Downsize to Boost Your Super? Pros, Cons, and Tax Implications
The idea of downsizing can be very appealing to empty-nesters. There will be less cleaning, gardening and maintenance, more time for hobbies and travel, and the icing on the cake…
